Educational Debt: What is specifically owed?

For two days now, I have been thinking about the term, "eduactional gap" mentioned in Girl Time. I think it is a more accurate term than the acheivement gap. I have always disliked this term because it implies that this gap, which never seems to closes, is the fault of the students who are "low-acheiving." It implies, much like in Haney with the female offenders, that it is the responsibility of the student to make up the difference. I used to be all for individualism, which Meiners mentions, but now I see how our society's mindset on individualism can obscure reality and make people believe that the conditions of their lives, good or bad, are a result of their own actions...or lack of action. When, in fact, systems of oppression play a huge, and yet distant, factor in everyone's lives whether to an advantage or disadvantage. I 100% agree that the gap in our education is actually a collection of overdue debts, particularly to inner-city youth. However, as I write this, I am not sure about what exactly is owed us--yep, that includes me--to succeed. What kind of reformation needs to happen? And is it the responsibility of the students who are negatively impacted by the "gap" to make change? This debt that we speak of is more than money, it is SO big--it's like asking to undo the history of racism! This seems highly impossible even though I really want to be optimistic.